This is what you need when struggling to make your monthly mortgage payments. The last thing you want for you and your family is "Foreclosure". It ruins careers, lives and tears families apart. It  has implications that can last a lifetime.
AND...
 Please don't think you're alone. Nationwide there's approximately 6 Million distressed properties with Florida representing about 15% of them and, that is a very conservative estimate. The numbers are increasing every day.

We are in a Housing/ Mortgage Meltdown but...

It's you and your family or friends families that we're worried about.

Give Cheryl or me a call Today, WE CAN HELP YOU AVOID FORECLOSURE !!!

We'll discuss all possible solutions so you can make an informed decision.

No Gimmicks, No Scams, No Signing Over Deeds or Power of Attorney ( Do Not Do This!!! )

Give Us A Call Now !!!
Robin 305-495-1975   Cheryl 305-519-6498
email: Robin@AvoidForeclosureHelpline.com
( All Communication Is Absolutely Confidential )

Why Avoid Foreclosure?

Foreclosure is part of the public record and stays with you virtually forever. In a "Short Sale" we strive to negotiate the debt recorded as "Paid In Full", "Settled", "Paid As Agreed" etc.

If you possess security clearances such as law enforcement, military, CIA or any other security sensitive position, or ever hope to, a "Foreclosure", in all likelyhood, will have them denied or revoked and positions, in many cases, are terminated.

In a foreclosure situation, credit scores can easily be impacted 300 points or more for over 3 years. A short sale may impact you credit score as little as 50 to 80 points, if all other bills are current, for possibly a year to a year and a half.

A homeowner that suffers a foreclosure is not eligible for a Fannie Mae backed loan on a primary home for a period of 5 years and an investment or second home property for 7 years. Compare that to a " Short Sale" situation that would allow the homeowner to be considered after only 2 years.

Current employers regularly check credit status and especially when considering promotions. A "Foreclosure" in many cases, may result in a reassignment of position or overall termination AND... Many, if not most, employers are requiring credit checks prior to hiring a potential employee. A "Foreclosure" may well challenge that employment.

Short sales are not reported on a credit report and therefore are not a issue for employment consideration.

Regarding "Short Sales", in many cases, we can persuade the lender not to persue a "Deficiency Judgement" at all but, even if they did choose to, that judgement, in all likelyhood, would be much less than in the case of a "Foreclosure".

To find out more about what a Certified Distressed Property Expert Is and what we can do for you just "Click Here".